Opercept turns CGL and Commercial Property policy reviews into reusable, brokerage-owned records. Upload a wording. Review potential clauses and exclusions. Confirm, dismiss, or add findings. When the same carrier wording appears again, select a prior review to apply confirmed findings.
Someone has to review the policy anyway. Opercept makes sure that review is not wasted.
Most commercial teams cannot review every policy wording from zero on every account. Review effort is scarce, senior expertise is limited, and the same carrier wordings appear across the book repeatedly. Specialized product knowledge often concentrates with a small number of senior reviewers, creating review bottlenecks whenever those individuals are unavailable. Opercept does not ask brokerages to change how they review their policies. It captures the review work that does get done, shows where review work exists, and makes prior findings reusable when the same wording appears again.
Form matching: Opercept detects recurring carrier wordings across different client accounts.
Reusable findings: Confirmed clause and exclusion findings remain available when the same wording appears again.
Brokerage memory: Normal review activity builds a reusable base of clause and exclusion knowledge.
Accessible prior work: For unfamiliar carrier wordings, account managers and CSRs typically rely on manual comparison work or escalation to senior staff. Prior reviewed findings allow the brokerage to begin from established analysis instead of re-reviewing the form from scratch.
No complex implementation project.
Start without system integration.
Forward insurer wordings by email or upload directly from your desktop.
Structured workspace: View extracted text and findings in a side-by-side review interface.
Text extraction: Opercept parses uploaded policy wordings and maps their sections for review.
Clause flagging: Opercept surfaces potential clauses and exclusions for reviewer inspection.
Reviewer control: Reviewers confirm, dismiss, or add findings manually.
Account transfers: When an account moves to a new producer, the review record remains available instead of sitting in the previous handler’s email or memory.
Renewals: Opercept compares the current wording against the prior review and surfaces what carried over, what shifted, what is new, and what was removed.
Staff turnover: When a reviewer leaves the brokerage, their confirmed work remains available on the carrier wordings they reviewed.
Onboarding continuity: When staff change roles or leave the brokerage, prior reviewed carrier wordings and findings remain available to new team members, preserving continuity in how the firm approaches those forms.
Book-level view: See which wordings already have a review record and which are still being reviewed from zero.
Recurring wording visibility: Identify which carrier forms appear most frequently across the book.
Leadership visibility: Brokerage leadership gains visibility into where review work already exists across recurring carrier wordings.
Action timestamps: Every reviewer action records a precise timestamp.
User attribution: The system stores which user confirmed, dismissed, or added each entry.
Central log: Replace scattered emails, spreadsheets, and sticky notes with a dedicated review record.
Review trail: Maintain an internal record of what was found, who found it, and when.
Senior-reviewed wordings: Senior reviewers can complete reviews of common CGL and Property wordings.
Reviewer-specific records: Each completed review preserves who confirmed, dismissed, or added each finding.
Multiple review records: If more than one senior reviewer has reviewed the same matching carrier wording, each review remains available as a separate record.
Selectable prior reviews: When the same carrier wording appears again, staff can select the prior review record they want to carry forward.
Review continuity: Reviewers start from documented senior review activity instead of memory, emails, or a fresh read from zero.
It surfaces potential clauses and exclusions for reviewer inspection, records reviewer actions, compares renewed and endorsed wordings against prior reviews, and makes confirmed findings reusable when the same carrier wording appears again.
You do not need to review the entire book to start. Begin with the recurring CGL and Property wordings your brokerage sees most often.
A relatively small number of recurring carrier forms often account for a large portion of commercial review activity.
Bring a CGL or Commercial Property wording your team sees often. In a brief walkthrough, we’ll show how clause and exclusion review work becomes reusable across the brokerage.
REQUEST A WORDING WALKTHROUGH →